A Merchant Cash Advance (MCA) is an alternative, flexible funding option for businesses that accept credit and debit card payments. It provides upfront capital based on your average monthly card transactions, allowing you to grow your business without the limitations of traditional loans. Repayment is tailored to your business’s cash flow, with a fixed percentage automatically deducted from future card sales.
There are no fixed monthly payments or terms—repayments adjust to your earnings, so you pay more when business is good and less when it slows down.
Secure funding for the full purchase price.
Choose terms from 1 to 36 months.
Get started with no hidden costs.
Access rates from just 0.59% PCM.
EXCELLENT Based on 19 reviews simon llewellym2020-09-03Trustindex verifies that the original source of the review is Google. Having worked with David and the team for some years now on many projects, I can honestly say these guys go all out to get the required deal. Very professional and easy to deal with for a full comprehensive financial package. A great turnkey approach to business. Lajos Maurovich Horvat2020-08-06Trustindex verifies that the original source of the review is Google. I worked with David on a bridging loan. While the property we wanted to buy was in terrible condition, David has still managed to find a lender for us. I would be happy to work with him again. Alun Haines2020-07-06Trustindex verifies that the original source of the review is Google. A very professional company with excellent customer service. They listened to what our requirements were and delivered exactly what was needed. I would highly recommend David and his whole team. John Homfray2020-07-05Trustindex verifies that the original source of the review is Google. David was very helpful indeed in raising a loan for a very unusual project proposal and he made sure that any ridiculous questions were deflected and all major queries rapidly resolved. Katie Godfrey2020-06-15Trustindex verifies that the original source of the review is Google. extremely professional and reliable. Would highly recommend David Vieira!! Thank you! Danielle Sterio2020-06-15Trustindex verifies that the original source of the review is Google. Very professional and helpful with getting my business finance in place for my online start-up business. I would highly recommend David Vieira to customers and friends. Dave Bartram2020-06-12Trustindex verifies that the original source of the review is Google. I have worked with Dave and the team at Go Commercial for a few years and have always found them to be professional and reliable. I wouldn't hesitate to recommend them. Gareth Jones2020-05-19Trustindex verifies that the original source of the review is Google. Great customer service from start to finish. David exceeding my expectations and will look to use them again. Steven Bamford2020-04-24Trustindex verifies that the original source of the review is Google. We have been using this company for some years now and they have always found the ideal product for us. Easy to deal with and David is very knowledgable and was of great help especially in these difficult times. Dj M2020-04-23Trustindex verifies that the original source of the review is Google. I found David very helpful and professional, he went above and beyond, i would highly recommend and i will be using you again. Thank you again.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
At Go Commercial Finance, we offer expert guidance, fast approvals, and personalised financial solutions tailored to your needs. Our focus on speed, flexibility, and transparency ensures a smooth experience from start to finish.
Flexible cash advances structured around your business’s unique card sales, ensuring repayments align with your revenue.
Repay based on a percentage of your daily transactions, so you only pay when you earn.
Quick funding with minimal paperwork, allowing you to access cash when your business needs it most.
Personalised service from a dedicated team with experience in securing finance for small businesses.
Merchant Cash Advance offers a straightforward and adaptable financial solution, specifically designed to align with your business’s earnings. Rather than being locked into fixed monthly payments, this funding allows you to repay based on a set percentage of your daily credit and debit card sales. As your business earns, repayments automatically adjust, so you pay more when sales are strong and less when sales slow down. This flexible approach ensures that your cash flow remains stable and manageable, giving you the freedom to invest in growth without financial strain.