Our Services

Merchant Cash Advance

London offices
Merchant Cash Advance

Fast, Flexible Funding Solutions

A Merchant Cash Advance (MCA) is an alternative, flexible funding option for businesses that accept credit and debit card payments. It provides upfront capital based on your average monthly card transactions, allowing you to grow your business without the limitations of traditional loans. Repayment is tailored to your business’s cash flow, with a fixed percentage automatically deducted from future card sales.

There are no fixed monthly payments or terms—repayments adjust to your earnings, so you pay more when business is good and less when it slows down.

Up to 100% Financing

Secure funding for the full purchase price.

Flexible Terms

Choose terms from 1 to 36 months.

No Upfront Fees

Get started with no hidden costs.

Competitive Rates

Access rates from just 0.59% PCM.

Merchant Cash Advance

Why Choose Go Commercial Finance?

At Go Commercial Finance, we offer expert guidance, fast approvals, and personalised financial solutions tailored to your needs. Our focus on speed, flexibility, and transparency ensures a smooth experience from start to finish.

Tailored Funding

Flexible cash advances structured around your business’s unique card sales, ensuring repayments align with your revenue.

No Fixed Repayments

Repay based on a percentage of your daily transactions, so you only pay when you earn.

Fast Access to Capital

Quick funding with minimal paperwork, allowing you to access cash when your business needs it most.

Expert Support

Personalised service from a dedicated team with experience in securing finance for small businesses.

Merchant Cash Advance

How It Works

Merchant Cash Advance offers a straightforward and adaptable financial solution, specifically designed to align with your business’s earnings. Rather than being locked into fixed monthly payments, this funding allows you to repay based on a set percentage of your daily credit and debit card sales. As your business earns, repayments automatically adjust, so you pay more when sales are strong and less when sales slow down. This flexible approach ensures that your cash flow remains stable and manageable, giving you the freedom to invest in growth without financial strain.

The advance amount is based on your average card transactions.

Repayments are flexible, calculated as a small percentage of your daily card sales.

Payments adjust to your cash flow, meaning no fixed terms or monthly payments.