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Spanish Bridge Loans

Fast, Flexible Bridge Loans for Property in Spain

Spanish Bridge Loans

Funding from €250k to €2M – tailored for investors and developers.

Looking to move quickly on a property purchase, flip, or equity release in Spain? We provide short-term, asset-backed financing from €250,000 to €2,000,000, tailored for experienced investors and developers.

Funding in weeks. No exit fees. Up to 65% LTV available.

Spanish Bridge Loans

Why Choose Go Commercial Finance?

Fast Turnaround

We move quickly—so you can secure property deals without delays. Funding can be in place within weeks.

Up to 65% Loan-to-Value

Get maximum leverage on prime locations like Madrid, Barcelona, and the Costa del Sol.

Competitive Interest Rates

Rates from just 1% per month, all-in. No confusing structures or inflated hidden charges.

Flexible Loan Terms

Standard terms up to 12 months, with the ability to extend to 18 months where needed.

No Exit Fees

You’ll never be penalised for repaying early. We keep things clean, clear, and investor-friendly.

Spanish Bridge Loans

Who We Fund & How You Can Use It

We offer short-term bridge loans to support a variety of investment strategies across Spain. Whether you’re acquiring, flipping, or releasing equity—we’re here to help you move quickly and confidently.

Use Of Funds

Property Purchase

Secure funding to acquire residential or mixed-use property opportunities.

Equity Release

Unlock capital tied up in existing properties—whether to fund refurbishments or support onward purchases.

Fix & Flip Projects

We actively support experienced developers working on value-add opportunities.

Limited Refinance Cases

We’ll consider refinancing performing bridge loans—if it’s the first bridge and backed by a strong rationale.

Ideal Borrowers

We work with borrowers who bring professionalism and experience to the table:

Spanish SL / SLU Companies

Preferably set up as clean Special Purpose Vehicles (SPVs) for property transactions.

Spanish Residents

Applicants must be Spanish residents—but not necessarily nationals.

Track Record Required

A recent history of successful property investment, development, or financing is strongly preferred.

Financially Clean

We have zero appetite for borrowers with recent bad credit or unresolved financial issues.

Spanish Bridge Loans

What is a Spanish Bridge Loan?

A Spanish bridge loan is a short-term, asset-backed financing solution designed for investors and developers who need to act quickly on property opportunities in Spain. These loans are commonly used to fund property purchases, refinance existing assets, or release equity tied up in real estate before securing long-term finance or completing a sale.

Unlike traditional mortgages, bridge loans are structured to provide speed and flexibility. They are typically interest-only and secured against the property itself, making them ideal for time-sensitive transactions such as acquiring undervalued properties, carrying out refurbishments, or flipping assets for resale.

Terms generally range from three to twelve months, though in some cases they can be extended to eighteen months with a strong rationale. Because the focus is on the property and the borrower’s track record, approvals are faster and more streamlined than with conventional lending.

Spanish bridge loans are best suited to experienced borrowers who understand the market and need a finance partner that can move quickly and efficiently. While they are not intended for long-term financing, when used strategically, they can be a powerful tool to unlock property opportunities and grow your portfolio.